Degree in Finance, Economics or related discipline
Significant experience in unsecured personal lending
Attention to detail, initiative and ability to lead and motivate a team
Strong decision making and stakeholder relationship management skills
Prior experience in credit or exposure to quality assurance, balance sheets or credit structures desirable
Strong knowledge of Client Consumer products, processes, and policies desirable
Willingness to work in support of a team
Excellent communication skills with an ability to translate information
Experience with CRM systems, preferably Salesforce
Positive, Proactive-Can Do attitude
Implementing new designs across React and Angular applications.
Work with creative team to bring designs to life.
Liaise with the other Front-End Developer and the CTO to help build innovative new products and apps.
Work closely with the development team and provide UI assistance.
Ability to write performant, reusable, and testable code.
Rapidly iterating as we push ahead with new development while maintaining and improving the current systems.
Frequently Asked Questions
How do I know how much I can borrow and what my repayments will be?
Scroll below and access our loan calculator to find out the estimated repayments on your loan weighed against the amount you want to borrow and how long you need to make all your repayments.
How can I manage my debt consolidation loan?
With our online platform, you can easily stay on top of your upcoming payments, access payment information, and find peace of mind knowing you’re taking back control of your finances.
What kind of debts can I use the money for?
Any form of debt you’re looking to pay off or bring multiple smaller debts into the one-off personal loan. With access up to $75,000, debts of all kinds can be covered with OMM.
What exactly is a personal loan and how do I get one to consolidate my debts?
We offer personal loans for covering multiple uses you may need, using our unsecured personal loan service. Our debt consolidation loans have a fixed interest rate, and you choose a loan amount and loan term that you can comfortably repay.
1. Subject to approval, OurMoneyMarket’s interest rates range from 6.57% p.a. to 18.99% p.a. (Comparison Rate: 7.19% p.a. to 21.78% p.a.) and are offered based on the individual borrower’s credit assessment according to OurMoneyMarket’s credit scorecard. Approvals are subject to OurMoneyMarket’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
2. Comparison rate of 7.19% p.a. is based on an unsecured personal loan of $30,000 over 5 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Example loan. A OurMoneyMarket Personal Loan of $30,000 borrowed for 60 months, with a fixed rate of 6.57% p.a. (comparison rate 7.19%), means the total amount you would need to repay would be $35,807.29 (made up of $30,000 principal, interest of $5,357.29 and a $450 establishment fee).
3. Investor rates are displayed on an annualised basis and are net of applicable fees due to OurMoneyMarket. Investor rates may assume payments received are continually reinvested at the stated rate and that there are no borrower late payments or defaults.
4. Investors: This information refers to the marketplace lending platform operated by OurMoneyMarket Pty Ltd and the offer of units in the OurMoneyMarket Investment Trust ARSN 616 185 534 (the “Trust”). Units in the OurMoneyMarket Investment Trust provide investors with exposure to consumer finance loans. Any person seeking to make an investment should review the Product Disclosure Statement and seek legal, financial and taxation advice relative to their own circumstances. The manager of the Trust is OurMoneyMarket Pty Ltd, AFSL Authorised Representative Number 1252443, appointed by MSC Advisory Pty Ltd ACN 607459441 and AFSL 480649, a related party of the trustee, Melbourne Securities Corporation Ltd ACN 160 326 545 AFSL 428289. This product is not a bank deposit. Returns are not guaranteed. An investment may achieve lower than expected returns and investors risk losing some or all of their principal investment. Past performance is no indication of future performance and actual returns will be dependent on the performance of specific investments selected by you. Diversification of your investment across several investments may reduce your overall risk.
5. The Target Market
Determination for the OurMoneyMarket Investment Trust can be downloaded here.
6. The TMD for OurMoneyMarket Lending’s loan products can be found here.