Discover What Your
Loan Repayments Could Be

Use our Personal Loan Calculator to get a quick estimate of what your repayments could look like

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

My credit rating is

Estimated weekly repayments from

$162

including interest and fees

Apply Now

Total estimated interest and fees payable $3,729 Loan amount $30,000 Total estimated interest and fees $3,729 Principal plus interest and fees $33,729

A quote won't impact your credit score

Interest rate from

5.95 %p.a.1

Comparison rate

5.95 %p.a.2

The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different once you complete an application. Terms and conditions, fees and charges and eligibility and lending criteria apply.

A Better Way to Borrow

OMM is Australia’s Go-to Personal Loan Provider

We offer simple, fast, low-rate personal loans with fixed rates, flexible repayments, and no hidden fees.

Up to $100,000

Personal loans from $5,000 to $100,000 for home improvement projects and motor vehicles, and up to $75,000 for other purposes.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees.

Simple and Flexible

A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time.

Fast Application

A quick and easy, 100% online application. No printing. No paper. No fuss.

Eligibility Criteria

In order to apply for a personal loan, you must fulfil the following eligibility criteria.
  • You should be at least 18 years or older.
  • You should be an Australian citizen or permanent resident.
  • Be in active employment or receive a pension.
  • Have no defaults (paid or unpaid) or active payday loans.
  • Centrelink can be used as a secondary income with regular income.
  • Not be a current or prior bankrupt or be party to a court judgement.

Awards

Secure Your Personal Loan Today

3 Quick and Easy Steps to Securing Your OMM Personal Loan

Personalised Rates

Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.

5 Minute Application

Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.

Decision in Minutes

OurMoneyMarket utilises the latest credit assessment technology to give you a decision in minutes.

Borrower FAQs

Still have a question?

1300 990 115

Who can borrow with OurMoneyMarket?
OurMoneyMarket offers unsecured personal loans to Australian-resident individuals. You can request a loan for a variety of purposes, such as to purchase a car, go holiday, consolidate existing debts, or make those home renovations you’ve been dreaming of for a while now.
To be eligible for an unsecured personal loan with OurMoneyMarket you must at a minimum satisfy the following:
You are aged 18 years or older;
Your after-tax income is greater than or equal to $25,000 per annum;
You have an acceptable credit history with OurMoneyMarket’s credit bureau of choice, as determined at OurMoneyMarket’s discretion;
You are not in hardship with another financial provider;
There are no undischarged bankruptcy listings on your credit file
Depending on your current income and expenses, OurMoneyMarket can provide loans between $5,000 and $75,000, and up to $100,000 for home improvement projects and motor vehicles.

You can borrow for a term of 1 to 7 years, with payments aligned to your pay cycle on a weekly, fortnightly or monthly basis.

OurMoneyMarket offers borrowers a personalised interest rate that is based on their unique circumstances and credit history. To find out what your personalised interest rate is, please take 5 minutes to complete our online application form.

Get a rate for your Personal Loan

A quote won't impact your credit score