Refinance Personal Loans

Refinance up to $75,000

Fixed interest rates from: 6.57% p.a.1

Comparison rate from: 7.19% p.a.2

A quote won't impact your credit score

The Financial Solution
To Help You Breathe Again!

Did you know you could get a new personal loan with a lower interest rate? You can also reduce your monthly payments if you're having trouble keeping up by getting a new loan with a longer repayment time. We're here to help you refinance your current personal loan with better terms. Our 100% online application is quick and easy, with conditional approval offered within minutes.

  • Loans from $2,001 to $75,000
  • Secure funds within 24 hours
  • 1-to-7-year loan terms available
  • Weekly, fortnightly, or monthly repayments
  • Fixed-rate of interest, meaning no repayment surprises

No account keeping fees, no prepayment payment fees, and no early exit fees

A quote won't impact your credit score
A Better Way to Borrow

OMM is Australia’s Go-to Personal Loan Provider

OurMoneyMarket offers simple, fast, online personal loans, with fixed interest rates.

Lower Interest Rates

A marketplace of people and institutions all working together to deliver you the best possible deal.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees.

Simple and Flexible

A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time.

Fast Application

A quick and easy, 100% online application. No printing. No paper. No fuss.

Secure Your Personal Loan Today

3 Quick and Easy Steps to Securing Your OMM Personal Loan

Personalised Rates

Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.

5 Minute Application

Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.

1 Minute Decision

OurMoneyMarket utilises the latest credit assessment technology to give you a decision in under a minute.

Other Personal Loans We Offer

Holiday Loans
Medical / Dental Loans

Eligibility Criteria

In order to apply for a personal loan, you must fulfil the following eligibility criteria.
  • You should be at least 18 years or older.
  • You should be an Australian citizen or permanent resident.
  • Be in active employment or receive a pension.
  • Have no defaults (paid or unpaid) or active payday loans.
  • Centrelink can be used as a secondary income with regular income.
  • Not be a current or prior bankrupt or be party to a court judgement.


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