OurMoneyMarket is one of Australia's fastest growing financial technology ("Fintech") companies, whose brand 'Handypay' has become one of Australia's largest and most innovative home improvement payment plan providers. We are seeking an ambitious and enthusiastic Credit Manager to join our growing team. This role represents an opportunity to support an incredibly exciting, fast growing fintech, disrupting traditional consumer finance. Located in Adelaide CBD Fast-growing business, disrupting traditional consumer finance High performing credit team, with market leading loss performance Full-time position, competitive remuneration
A summary of your responsibilities include:
Assessing credit applications and providing credit decisions in line with your DLA
Maintaining our credit standards and business service quality by ensuring all credit decisions are soundly based, involve appropriate oversight, and reflect the organisation's current underwriting standards, policies and risk appetite.
Ensuring all credit decisions are communicated to customers in an appropriate and timely fashion.
Provide regular insight into loan portfolio performance and credit trends
Provide recommendations in relation to credit policy updates based on loan book performance
Implement process improvements around the credit process
Ensuring our credit policy is up to date with regulatory standards and compliance requirements.
Assisting in the development of junior credit staff
Developing and maintaining relationships with internal and external stakeholders