What Might I Need A Personal Loan For?
Secure the future of your vehicle with simple refinancing solutions
Refinance your balloon payment to keep your car without stress. By opting for refinancing, you can extend the repayment period and transform the daunting final amount into more manageable instalments. When you reach the end of your loan term and face the challenge of the final payment, refinancing helps by providing you with a new payment plan. Plus, you might get a lower interest rate, unlocking access to better terms and potentially saving you hundreds of dollars. Our 100% online application is quick and easy, with conditional approval offered within minutes. If approved, funds are typically settled within 24 hours.
Loans from $5,000 to $75,000
Unsecured and secured loans
1 to 7 year loan terms available
Weekly, fortnightly, or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees
or retrieve an existing quote
A quote won’t impact your credit score
OMM is Australia’s Go-to Personal Loan Provider
Lower Interest Rates
No Hidden Fees
Simple and Flexible
A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time.
Fast Application
A quick and easy, 100% online application. No printing. No paper. No fuss.
3 Quick and Easy Steps to Securing Your OMM Personal Loan
Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.
Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.
OurMoneyMarket utilises the latest credit assessment technology to give you a decision in minutes.
Other Personal Loans We Offer
Eligibility Criteria
- You should be at least 18 years or older.
- You should be an Australian citizen or permanent resident.
- Be in active employment or receive a pension.
- Have no defaults (paid or unpaid) or active payday loans.
- Centrelink can be used as a secondary income with regular income.
- Not be a current or prior bankrupt or be party to a court judgement.
Awards
Who can borrow with OurMoneyMarket?
or retrieve an existing quote
A quote won’t impact your credit score
How much can I borrow?
Depending on your current income and expenses, OurMoneyMarket can provide loans between $5,000 and $75,000.
Over what term can I borrow?
You can borrow for a term of 1 to 7 years, with payments aligned to your pay cycle on a weekly, fortnightly or monthly basis.
How do I apply and when can I expect to receive my money?
How do I apply and when can I expect to receive my money?
To apply simply do the follow:
1. Click ‘Get Started’ or ‘Apply Now’ – click the ‘Get Started’ or ‘Apply Now’ button on the websites home page or just below;
2. Finalise Your Loan Application in Minutes – If you’re satisfied with the interest rate we’ve provided proceed to finalise and submit your loan application.
3. 5-Minute ‘Quick Quote’ Form – complete our 5 minute ‘Quick Quote’ form. This is a free, no obligation, interest rate estimate that is based off your credit record with OurMoneyMarket’s Credit Bureau of choice.
4. Minute Decision – We will let you know if you’ve been conditionally approved for a loan in under a minute, subject to verification of the details in your loan application.
5. Get Your Money – 24 hours – Once your loan has been 100% funded you will receive a Loan Offer the same day. Upon your approval of the Loan Offer you can usually have the funds in your account within 1 business day, but may take up to 3 business days.
or retrieve an existing quote
A quote won’t impact your credit score
What will my interest rate be?
OurMoneyMarket offers borrowers a personalised interest rate that is based on their unique circumstances and credit history. To find out what your personalised interest rate is, please take 5 minutes to complete our ‘Quick Quote’ form.
OurMoneyMarket’s Quick Quote is a free, no obligation, interest rate estimate that is based off your credit history as reported by OurMoneyMarket’s Credit Bureau of choice.
Completing the Quick Quote form won’t impact your credit score.
or retrieve an existing quote
A quote won’t impact your credit score
What is a fixed rate loan?
OurMoneyMarket currently only offers fixed rate loans. This means that you will have an affordable fixed scheduled loan repayment that will never increase. In other words, your repayments are set from the day you accept the loan. Surprises belong in parties not in loans.