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©2026 Copyright OurMoneyMarket

Disclaimer

1. Subject to approval, OurMoneyMarket’s interest rates range from 5.95% p.a. to 18.99% p.a. (Comparison Rate: 5.95% p.a. to 21.78% p.a.) and are offered based on the individual borrower’s credit assessment according to OurMoneyMarket’s credit scorecard. Approvals are subject to OurMoneyMarket’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply. A one-off establishment fee between 0% and 6% of the loan amount will be applied based on your credit score. This will be included in your loan repayments.

2. Comparison rate of 5.95% p.a. is based on an unsecured personal loan of $30,000 over 5 years. The rates shown assume a customer with an exceptional credit history. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Example loan. An OurMoneyMarket Personal Loan of $30,000 borrowed for 60 months, with a fixed rate of 5.95% p.a. (comparison rate 5.95%), would result in a total repayment of $34,757.21 (made up of $30,000 principal, $4,757.21 in interest, and $0 establishment fee), assuming the borrower has an exceptional credit history.

3. Important information about the representative rate: Generally, at least half of our approved customers will receive the representative rate or lower. Your interest rate may be different and is based on a number of factors, including your credit history, the information you provide to us and our assessment of your application. We will confirm your interest rate upon review of your application.

4. The TMD for OurMoneyMarket Lending’s loan products can be found here.

By accessing or using this website you agree to be bound by our Terms of Use. OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 holds Australian Credit Licence number 488228.

  • Personal Loans
    • Get Pre-Approved
    • Debt Consolidation
    • Home Improvements
    • Car Loans
    • Personal Loans
    • Caravan Loans
    • Boat Loans
    • Green Loans
    • Wedding Loans
    • Medical/ Dental Loans
    • Holiday Loans
    • Education Loans
    • Motorcycle Loans
    • Pool & Spa Loans
  • Resources
    • Blog
    • How it Works
    • FAQs
    • Rates & Fees
  • Contact
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