Low Rate Personal Loans Up to $75,000 Secured or Unsecured

Fixed interest rates from: 6.29% p.a.1

Comparison rate from: 6.54% p.a.2


This won't impact your credit score.
Calculate Your Personal Loan

Get Your Rate

Obtain a low rate personal loan tailored to your unique circumstances. Getting a quote is fast and easy and won’t impact your credit score. Personal Loans may be used for any worthwhile purpose, such as debt consolidation, home improvement, buying a new or used car or paying for further education – whatever it is you need!

Award-Winning Loans
Transparent and Low Rate
Australian Owned and Operated
Wont Impact Your Score
Quick Application and Settlement

Estimated Loan Terms

Repayments

$161

What Might I Need a Personal Loan For?

Debt Consolidation
New/Used Vehicle
A Holiday
A Wedding
Home Renovation
Education
Medical/Cosmetic

Debt Consolidation

Are you looking for a fast way to pay off your credit card or small loans?

Make your debt manageable by consolidating it all into one simple low interest rate personal loan. At OurMoneyMarket we offer fixed rate loans suited to your budget and your needs. This means:

1.No nasty surprises: You’ll always know what your repayments are with a regular fixed repayment – surprises belong in parties, not in loans;
2.You can say goodbye to your high interest rate debt: Using your OurMoneyMarket unsecured personal loan you can pay off your high interest rate credit cards and/or loans and get back in control of your finances; and
3. You’ll be on your way to becoming debt free!

New/Used Vehicle

In need of a quick loan for a new or used car? Or perhaps a new or used motorboat?

Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used motorised vehicles. From car loans to motorbike loans all the way through to motorboat loans. You’ll be cruising in no time! Our 100% online application is quick and easy, with conditional approval offered within minutes, so you’ll be on the road (or on the water) faster than you think.

New or used vehicle loans for cars up to 10 years
Loans from $2,001 to $75,000
Unsecured and secured
1 to 7 year loan terms available
Weekly, fortnightly or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees

A Holiday

Rather be somewhere else? We get you.

Whether you’re planning your next big adventure or looking to get away with the family, an OurMoneyMarket travel loan can turn your holiday dreams into a reality. Our quick and easy 100% online application, means you could be jetting off within 48 hours.

Online Holiday Loans that reward you with a better rate for your good credit
Loans from $2,001 to $75,000
Unsecured and secured
1 to 7 year loan terms available
Weekly, fortnightly or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees

A Wedding

Something borrowed for something new, so you can celebrate in style.

Make sure your special day is just the way you imagined it with an OurMoneyMarket unsecured personal loan. Our quick and easy, 100% online application, could make your plans an instant reality with cash in your account within 48 hours.

Online wedding loans that reward you with a better rate for your good credit
Loans from $2,001 to $75,000
Unsecured and secured
1 to 7 year loan terms available
Weekly, fortnightly or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees

Home Renovation

Need to renovate? Or simply training to be the next big thing in reality T.V? Either way we’ve got a great loan offer just for you.

Turn your house in to a home with an OurMoneyMarket unsecured personal loan. Our quick and easy 100% online application, means you can obtain conditional approval within minutes and be on your way to making your renovation dreams happen.

Online home renovation loans that reward you with a better rate for your good credit
Loans from $2,001 to $75,000
Unsecured and secured
1 to 7 year loan terms available
Weekly, fortnightly or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees

Education

Looking to hit the books to further advance your career? Or perhaps you need some support with school fees?

OurMoneyMarket offers low interest rate development loans so that you can learn what you need today, so you’re ready for the future. Whether you’re undertaking a Masters Degree, a management course, seeking higher education or thinking of logging back into the student portal, OurMoneyMarket provides the student support you need.

Online student loans and education loans that reward you with a better rate for your good credit
Loans from $2,001 to $75,000
Unsecured and secured
1 to 7 year loan terms available
Weekly, fortnightly or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees

Medical/Cosmetic

Hit with some unexpected medical expenses? Or are you in need of some dental or cosmetic surgery? Stress less, we’ve got your covered.

OurMoneyMarket offers low interest rate loans for a wide range of medical procedures such as general surgery, dental surgery, plastic surgery, cardiology and much more. Our quick and easy 100% online process, means that you can obtain conditional approval within minutes, so you can stress less and take comfort in the knowledge that you’ll be taken care of.

Online medical loans and cosmetic surgery loans that reward you with a better rate for your good credit
Loans from $2,001 to $75,000
Unsecured and secured
1 to 7 year loan terms available
Weekly, fortnightly or monthly repayments
Fixed rate of interest, meaning no repayment surprises
No account keeping fees, no prepayment payment fees and no early exit fees

Secure Your Personal Loan Today

3 Quick and Easy Steps to Securing Your Personal Loan

Get a Free Quote

Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.

5 Minute Application

Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.

1 Minute Decision

OurMoneyMarket utilises the latest credit assessment technology to give you a decision in under a minute.

Eligibility Criteria

In order to apply for a personal loan, you must fulfil the following eligibility criteria.
  • You should be at least 18 years or older.
  • You should be an Australian citizen or permanent resident.
  • Be employed (not on probation): full time, part-time, self-employed (for more than 24 months) or casual (for more than 6 months).
  • Have no defaults (paid or unpaid) or active payday loans.
  • Centrelink can be used as a secondary income together with regular income.
  • Not be a current or prior bankrupt or be party to a court judgement.

This won't impact your credit score.
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