What are OurMoneyMarket’s fees and charges?

OurMoneyMarket charges borrowers a simple once off establishment fee which is added to your loan amount, meaning that it is included in your scheduled loan repayments and the comparison rate that we advertise. There are no monthly fees, prepayment fees or early exit fees. For further details, please go to our Rates and Fees page.

How do I apply and when can I expect to receive my money?

To apply simply do the follow: Click ‘Get Started’ or ‘Apply Now’ – click the ‘Get Started’ or ‘Apply Now’ button on the websites home page or just below; 5-Minute ‘Quick Rate Quote’ Form – complete our 5 minute ‘Quick Rate Quote’ form. This is a free, no obligation, interest rate estimate that is based […]

What is a fixed rate loan?

OurMoneyMarket currently only offers fixed rate loans. This means that you will have an affordable fixed scheduled loan repayment that will never increase. In other words, your repayments are set from the day you accept the loan. Surprises belong in parties not in loans.

What will my interest rate be?

OurMoneyMarket offers borrowers a personalised interest rate that is based on their unique circumstances and credit history. To find out what your personalised interest rate is, please take 5 minutes to complete our ‘Quick Rate Quote’ form. OurMoneyMarket’s Quick Rate Quote is a free, no obligation, interest rate estimate that is based off your credit […]

How much can I borrow?

Depending on your current income and expenses, OurMoneyMarket can provide loans between $5,000 and $35,000.

Who can borrow with OurMoneyMarket?

OurMoneyMarket offers unsecured personal loans to Australian-resident individuals. You can request a loan for a variety of purposes, such as to purchase a car, go holiday, consolidate existing debts, or make those home renovations you’ve been dreaming of for a while now. To be eligible for an unsecured personal loan with OurMoneyMarket you must at […]

How do I automatically reinvest my returns?

OurMoneyMarket has provided all investors with a free OurMoneyMarket Auto Invest feature. To use this feature simply login to your personal OurMoneyMarket investor dashboard and click on the “Auto Invest” option in the menu bar. You can then configure the automatic reinvestment criteria so that it suits your investment portfolio needs.

How do I withdraw funds?

To withdraw funds simply login to your personal OurMoneyMarket investor dashboard and click “Transfer Funds” from the main bar. Then click “Withdraw”. You can withdraw some or all of the funds identified as Available Funds. The minimum amount for any withdrawal is $50, or the remaining balance of your account. You are not able to […]