No, OurMoneyMarket is not a bank. We are an Australian non-bank lender that provides personal loans directly to approved applicants.

OurMoneyMarket holds an Australian Credit Licence and operates in accordance with applicable Australian credit laws and responsible lending obligations. We assess each application based on the applicant’s individual circumstances, with all applications subject to credit assessment, eligibility criteria and approval.

OurMoneyMarket is also a branchless operation. Our entire business is online, operating off the latest cloud-based technology, meaning we’re open 24/7.