OMM & Finder
New Car Loan Offer

Fixed rate car loans from $5,000 to $100,000

Interest rate from

6.57

%
p.a.1

Comparison rate   

7.19

%
p.a.2

A quote won't impact your credit score

A Better Way to Borrow

OMM is Australia’s Go-to Car Loan Provider

OurMoneyMarket offers simple, fast, online car loans, with fixed interest rates.

Lower Interest Rates

A marketplace of people and institutions all working together to deliver you the best possible deal.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees.

Simple and Flexible

A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years. Managed entirely online, at any time.

Fast Application

A quick and easy, 100% online application. No printing. No paper. No fuss.

Take a preapproval with you for your next vehicle purchase

4 Quick and Easy Steps to Securing Your Pre-approval

Step 1

Apply Online

Complete your application online. Submit all of the required documentation.

Step 2

Get Pre-approved

We will approve you for the maximum loan amount and quote you on your repayments.

Step 3

Shop Around

Shop around for your vehicle up to the maximum amount pre-approved for you.

Step 4

Settle when you want

We can hold open your pre-approved funds for up to a month, with funds settled as soon as 24 hours.

Eligibility Criteria

In order to apply for a personal loan, you must fulfil the following eligibility criteria.
  • You should be at least 18 years or older.
  • You should be an Australian citizen or permanent resident.
  • Be in active employment or receive a pension.
  • Have no defaults (paid or unpaid) or active payday loans.
  • Centrelink can be used as a secondary income with regular income.
  • Not be a current or prior bankrupt or be party to a court judgement.

Awards

Borrower FAQs

Still have a question?

1300 990 115

OurMoneyMarket offers secured car loans to Australian-resident individuals. You can request a loan for a variety of vehicles, such as cars, caravans, boats, jet-skis, etc., with no vehicle age limits.
To be eligible for a secured car loan with OurMoneyMarket you must at a minimum satisfy the following:
You are aged 18 years or older;
Your after-tax income is greater than or equal to $25,000 per annum;
You have an acceptable credit history with OurMoneyMarket’s credit bureau of choice, as determined at OurMoneyMarket’s discretion;
You are not in hardship with another financial provider;
There are no undischarged bankruptcy listings on your credit file

Depending on your current income and expenses, OurMoneyMarket can provide loans between $5,000 and $100,000.

You can borrow for a term of 1 to 7 years, with payments aligned to your pay cycle on a weekly, fortnightly or monthly basis.

How do I apply and when can I expect to receive my money?

To apply simply do the follow:

1. Click ‘Get Started’ or ‘Apply Now’ – click the ‘Get Started’ or ‘Apply Now’ button on the websites home page or just below;

2. Finalise Your Loan Application in Minutes – If you’re satisfied with the interest rate we’ve provided proceed to finalise and submit your loan application.

3. 5-Minute ‘Quick Quote’ Form – complete our 5 minute ‘Quick Quote’ form. This is a free, no obligation, interest rate estimate that is based off your credit record with OurMoneyMarket’s Credit Bureau of choice.

4. Minute Decision – We will let you know if you’ve been conditionally approved for a loan in under a minute, subject to verification of the details in your loan application.

5. Get Your Money – 24 hours – Once your loan has been 100% funded you will receive a Loan Offer the same day. Upon your approval of the Loan Offer you can usually have the funds in your account within 1 business day, but may take up to 3 business days.

OurMoneyMarket offers borrowers a personalised interest rate that is based on their unique circumstances and credit history. To find out what your personalised interest rate is, please take 5 minutes to complete our ‘Quick Quote’ form.

OurMoneyMarket’s Quick Quote is a free, no obligation, interest rate estimate that is based off your credit history as reported by OurMoneyMarket’s Credit Bureau of choice.

Completing the Quick Quote form won’t impact your credit score.

OurMoneyMarket currently only offers fixed rate loans. This means that you will have an affordable fixed scheduled loan repayment that will never increase. In other words, your repayments are set from the day you accept the loan. Surprises belong in parties not in loans.

OurMoneyMarket charges borrowers a simple once off establishment fee which is added to your loan amount, meaning that it is included in your scheduled loan repayments and the comparison rate that we advertise.
There are no monthly fees, prepayment fees or early exit fees.
For further details, please go to our Rates and Fees page.

Get a rate for your Car Loan

A quote won't impact your credit score