ClearScore Special Offer
Settle funds by December 2nd and receive a $100 gift card
Interest rate from
6.57
Comparison rate
7.19
A quote won't impact your credit score
This offer is valid until 23:59 AET on 2nd December 2024. You must sign the pre-approval and settle your funds until this time to be eligible for the $100 digital gift card. Only one gift card will be given per loan.
Available to customers with ‘Excellent Credit’. All applications are subject to credit assessment and eligibility criteria. 'Excellent Credit’ is determined by assessment according to OurMoneyMarket’s scorecard which utilises credit reporting from Equifax. Fees, charges, and terms and conditions apply.
OMM is Australia’s Go-to Personal Loan Provider
We offer fast online personal loans with fixed rates from $5,000 to $75,000, and up to $100,000 for home improvement projects.
Lower Interest Rates
No Hidden Fees
Simple and Flexible
A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time.
Fast Application
A quick and easy, 100% online application. No printing. No paper. No fuss.
3 Quick and Easy Steps to Securing Your OMM Personal Loan
Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.
Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.
OurMoneyMarket utilises the latest credit assessment technology to give you a decision in minutes.
Other Personal Loans We Offer
Eligibility Criteria
- You should be at least 18 years or older.
- You should be an Australian citizen or permanent resident.
- Be in active employment or receive a pension.
- Have no defaults (paid or unpaid) or active payday loans.
- Centrelink can be used as a secondary income with regular income.
- Not be a current or prior bankrupt or be party to a court judgement.
Awards
Who can borrow with OurMoneyMarket?
How much can I borrow?
Depending on your current income and expenses, OurMoneyMarket can provide loans between $5,000 and $75,000.
Over what term can I borrow?
You can borrow for a term of 1 to 7 years, with payments aligned to your pay cycle on a weekly, fortnightly or monthly basis.
How do I apply and when can I expect to receive my money?
How do I apply and when can I expect to receive my money?
To apply simply do the follow:
1. Click ‘Get Started’ or ‘Apply Now’ – click the ‘Get Started’ or ‘Apply Now’ button on the websites home page or just below;
2. Finalise Your Loan Application in Minutes – If you’re satisfied with the interest rate we’ve provided proceed to finalise and submit your loan application.
3. 5-Minute ‘Quick Quote’ Form – complete our 5 minute ‘Quick Quote’ form. This is a free, no obligation, interest rate estimate that is based off your credit record with OurMoneyMarket’s Credit Bureau of choice.
4. Minute Decision – We will let you know if you’ve been conditionally approved for a loan in under a minute, subject to verification of the details in your loan application.
5. Get Your Money – 24 hours – Once your loan has been 100% funded you will receive a Loan Offer the same day. Upon your approval of the Loan Offer you can usually have the funds in your account within 1 business day, but may take up to 3 business days.
What will my interest rate be?
OurMoneyMarket offers borrowers a personalised interest rate that is based on their unique circumstances and credit history. To find out what your personalised interest rate is, please take 5 minutes to complete our ‘Quick Quote’ form.
OurMoneyMarket’s Quick Quote is a free, no obligation, interest rate estimate that is based off your credit history as reported by OurMoneyMarket’s Credit Bureau of choice.
Completing the Quick Quote form won’t impact your credit score.
What is a fixed rate loan?
OurMoneyMarket currently only offers fixed rate loans. This means that you will have an affordable fixed scheduled loan repayment that will never increase. In other words, your repayments are set from the day you accept the loan. Surprises belong in parties not in loans.