ClearScore Exclusive Offer

No establishment fee for Excellent Credit customers.

Fixed interest rates from: 6.57% p.a.1

Comparison rate from: 6.57% p.a.2


This won't impact your credit score.
Available to customers with ‘Excellent Credit’ for loans settled on or between 1 September 2023 to 31 October 2023. All applications are subject to credit assessment and eligibility criteria. 'Excellent Credit’ is determined by assessment according to OurMoneyMarket’s scorecard which utilises credit reporting from Equifax. Fees, charges, and terms and conditions apply.
A Better Way to Borrow

OMM is Australia’s Go-to Personal Loan Provider

OurMoneyMarket offers simple, fast, online personal loans, with fixed interest rates.

Lower Interest Rates

A marketplace of people and institutions all working together to deliver you the best possible deal.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees.

Simple and Flexible

A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years. Managed entirely online, at any time.

Fast Application

A quick and easy, 100% online application. No printing. No paper. No fuss.

Secure Your Personal Loan Today

3 Quick and Easy Steps to Securing Your OMM Personal Loan

Personalised Rates

Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.

5 Minute Application

Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.

1 Minute Decision

OurMoneyMarket utilises the latest credit assessment technology to give you a decision in under a minute.

Other Personal Loans We Offer

Holiday Loans
Medical / Dental Loans

Eligibility Criteria

In order to apply for a personal loan, you must fulfil the following eligibility criteria.
  • You should be at least 18 years or older.
  • You should be an Australian citizen or permanent resident.
  • Be in active employment or receive a pension.
  • Have no defaults (paid or unpaid) or active payday loans.
  • Centrelink can be used as a secondary income with regular income.
  • Not be a current or prior bankrupt or be party to a court judgement.

Awards

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