GetCreditScore Special Offer

Discount Personal Loans up to $75,000

Apply before June 31st to secure the fixed discounted rate below for the first 12 months of the loan term

Now

5.40% p.a.*
12 month fixed interest rate
6.36% p.a.**
comparison rate

This will not impact your credit score.
Invest
*Introductory rate of 5.40% p.a. applies for the first 12-months of the loan term only. After 12-months your fixed interest rate will then revert to a rate starting from 6.29% p.a. for the remainder of the loan term and will be subject to your unique credit circumstances. Interest rates are correct as at 24/05/2021.
**This comparison rate is based on an OurMoneyMarket A+1 unsecured personal loan (Excellent credit) of $30,000 over 5 years. WARNING: This comparison rate is accurate only for the example provided. Different amounts and terms will result in different comparison rates. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply, and your full financial situation would need to be reviewed prior to acceptance of any offer or product by us.
A Better Way to Borrow

OMM is Australia’s Go-to Personal Loan Provider

OurMoneyMarket offers simple, fast, online personal loans, with fixed interest rates.

Lower Interest Rates

A marketplace of people and institutions all working together to deliver you the best possible deal.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees.

Simple and Flexible

A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years. Managed entirely online, at any time.

Fast Application

A quick and easy, 100% online application. No printing. No paper. No fuss.

Secure Your Personal Loan Today

3 Quick and Easy Steps to Securing Your Personal Loan

Get a Free Quote

Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.

5 Minute Application

Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.

1 Minute Decision

OurMoneyMarket utilises the latest credit assessment technology to give you a decision in under a minute.

Eligibility Criteria

In order to apply for a personal loan, you must fulfil the following eligibility criteria.
  • You should be at least 18 years or older.
  • You should be an Australian citizen or permanent resident.
  • Be employed (not on probation): full time, part-time, self-employed (for more than 24 months) or casual (for more than 6 months).
  • Have no defaults (paid or unpaid) or active payday loans.
  • Centrelink can be used as a secondary income together with regular income.
  • Not be a current or prior bankrupt or be party to a court judgement.
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