Credit where credit’s due – we ensure borrowers with good credit history are rewarded with better rates.
OurMoneyMarket provides simple, low-rate, personal loans to help Australians make their next big idea a reality. We provide loans so you can buy a car, go on holiday, renovate your home, consolidate debts, whatever it is that you need.
Apply online in minutes and, if approved, have funds deposited as soon as the next day.
OurMoneyMarket is not a bank. OurMoneyMarket is not authorised under the Banking Act, is not supervised by the Australia Prudential Regulation Authority, and your investment in loans made available through the OurMoneyMarket Investment Trust is not covered by the Financial Claims Scheme or depositor protection provisions in section 13A of the Banking Act. Any cash you hold in your personal OurMoneyMarket account will however be covered by the Financial Claims Scheme, as this is held with a reputable Australian authorised deposit-taking institution.
OurMoneyMarket is also a branchless operation. Our entire business is online, operating off the latest cloud-based technology, meaning we’re open 24/7.
A ‘Payday’ lender is typically a lender of last resort. A payday loan is a loan of up to $2,000 that must be repaid between 16 days and 1 year.
OurMoneyMarket only facilitates loans to creditworthy borrowers that meet our lending standards. Unlike payday loans, OurMoneyMarket loan terms range between 12 months and 84 months, and include loan amounts of between $5,000 and $75,000.
