What Might I Need a Personal Loan For?
Home Renovation
Turn your house in to a home with an OurMoneyMarket unsecured personal loan. Our quick and easy 100% online application, means you can obtain conditional approval within minutes and be on your way to making your renovation dreams happen.
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Debt Consolidation
Make your debt manageable by consolidating it all into one simple low interest rate personal loan. At OurMoneyMarket we offer fixed rate loans suited to your budget and your needs. This means:
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New/Used Vehicle
Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used motorised vehicles. From car loans to motorbike loans all the way through to motorboat loans. You’ll be cruising in no time! Our 100% online application is quick and easy, with conditional approval offered within minutes, so you’ll be on the road (or on the water) faster than you think.
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Holiday
Whether you’re planning your next big adventure or looking to get away with the family, an OurMoneyMarket travel loan can turn your holiday dreams into a reality. Our quick and easy 100% online application, means you could be jetting off within 48 hours.
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Wedding
Make sure your special day is just the way you imagined it with an OurMoneyMarket unsecured personal loan. Our quick and easy, 100% online application, could make your plans an instant reality with cash in your account within 48 hours.
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Education
OurMoneyMarket offers low interest rate development loans so that you can learn what you need today, so you’re ready for the future. Whether you’re undertaking a Masters Degree, a management course, seeking higher education or thinking of logging back into the student portal, OurMoneyMarket provides the student support you need.
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Medical/Cosmetic
OurMoneyMarket offers low interest rate loans for a wide range of medical procedures such as general surgery, dental surgery, plastic surgery, cardiology and much more. Our quick and easy 100% online process, means that you can obtain conditional approval within minutes, so you can stress less and take comfort in the knowledge that you’ll be taken care of.
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A quote won’t impact your credit score
OMM is Australia’s Go-to Personal Loan Provider
OurMoneyMarket offers simple, fast, online personal loans, with fixed interest rates.
Lower Interest Rates
No Hidden Fees
Simple and Flexible
A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time.
Fast Application
A quick and easy, 100% online application. No printing. No paper. No fuss.
3 Quick and Easy Steps to Securing Your OMM Personal Loan
Get started with a free no-obligation quote, so you have an indication of what the loan will cost. You can instantly review the interest rate you qualify for without impacting your credit score.
Our quick and easy, 100% online application, means you can complete our loan application whenever suits you. No printing. No paper. No fuss.
OurMoneyMarket utilises the latest credit assessment technology to give you a decision in minutes.
Other Personal Loans We Offer
Eligibility Criteria
- You should be at least 18 years or older.
- You should be an Australian citizen or permanent resident.
- Be in active employment or receive a pension.
- Have no defaults (paid or unpaid) or active payday loans.
- Centrelink can be used as a secondary income with regular income.
- Not be a current or prior bankrupt or be party to a court judgement.
Awards
Who can borrow with OurMoneyMarket?
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How much can I borrow?
Depending on your current income and expenses, OurMoneyMarket can provide loans between $5,000 and $75,000.
Over what term can I borrow?
You can borrow for a term of 1 to 7 years, with payments aligned to your pay cycle on a weekly, fortnightly or monthly basis.
How do I apply and when can I expect to receive my money?
How do I apply and when can I expect to receive my money?
To apply simply do the follow:
1. Click ‘Get Started’ or ‘Apply Now’ – click the ‘Get Started’ or ‘Apply Now’ button on the websites home page or just below;
2. Finalise Your Loan Application in Minutes – If you’re satisfied with the interest rate we’ve provided proceed to finalise and submit your loan application.
3. 5-Minute ‘Quick Quote’ Form – complete our 5 minute ‘Quick Quote’ form. This is a free, no obligation, interest rate estimate that is based off your credit record with OurMoneyMarket’s Credit Bureau of choice.
4. Minute Decision – We will let you know if you’ve been conditionally approved for a loan in under a minute, subject to verification of the details in your loan application.
5. Get Your Money – 24 hours – Once your loan has been 100% funded you will receive a Loan Offer the same day. Upon your approval of the Loan Offer you can usually have the funds in your account within 1 business day, but may take up to 3 business days.
or retrieve an existing quote
A quote won’t impact your credit score
What will my interest rate be?
OurMoneyMarket offers borrowers a personalised interest rate that is based on their unique circumstances and credit history. To find out what your personalised interest rate is, please take 5 minutes to complete our ‘Quick Quote’ form.
OurMoneyMarket’s Quick Quote is a free, no obligation, interest rate estimate that is based off your credit history as reported by OurMoneyMarket’s Credit Bureau of choice.
Completing the Quick Quote form won’t impact your credit score.
or retrieve an existing quote
A quote won’t impact your credit score
What is a fixed rate loan?
OurMoneyMarket currently only offers fixed rate loans. This means that you will have an affordable fixed scheduled loan repayment that will never increase. In other words, your repayments are set from the day you accept the loan. Surprises belong in parties not in loans.